Choosing The Right Insurance

Personal insurance is designed to ensure that if things go awry, you will still be able to care for you and your family, pay your obligations, and meet your expenses – because life doesn’t always go according to plan. At RI Advice Maroochydore, we can guide you through all the jargon and fine print, helping ensure you will have the right level of personal insurance, and allow you to focus on living your life confidently.

Personal insurance can cover a wide scope of areas. This includes:

At RI Advice Maroochydore, our team is fully qualified and licensed, so you can be assured that you are dealing with knowledgeable financial advisers and support staff, who are committed to guide you through the world of personal insurance.

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Personal Insurance Types

Some types of personal insurance include:

Income Protection Insurance
If you are unable to work, income protection insurance can pay part of your income, helping you pay the bills so you can focus on getting better. This insurance type can be tailored and varied in numerous ways and it should be reviewed as your life and circumstances change. If you have had a major change in your finances, it is usually best practice to ensure your cover is still right for your circumstances.

Total and Permanent Disability (TPD) Insurance
If you were to become permanently disabled due to an accident or illness, total and permanent disability insurance provides financial cover for you during this difficult time. This insurance type will help provide the necessary resources to access medical treatment and to cover associated costs should you be unable to work.

Here To Help

Not sure what type of personal insurance is right for you? If you’re asking yourself:

The team at RI Advice Maroochydore can give you simple, easy to understand answers and help you define unnecessary jargon and difficult fine print. We can walk you through the process and guide you through the different options available. Working with all clients throughout the Sunshine Coast, Caloundra, and Brisbane, we can also assist you with a wide scope of financial matters, including:

Get in contact with RI Advice Maroochydore today for a complimentary initial consultation.

Andrew And Nathan — Financial Advisors in Maroochydore, QLD

Frequently Asked Questions

No, however Total and Permanent Disability (TPD) Insurance is normally purchased as an optional extra on a Life Insurance policy. These types of covers are “linked”, meaning that you are paid a cash lump sum only when either a disability or death occurs.

Personal insurance covers a wide scope of areas. In general, it covers a person’s costs and expenses related to the risk of death, injury or illness. Some types of personal insurance include Income Protection, Business Expense Insurance, and Life Insurance.