Experienced & Local

At RI Advice Maroochydore, our team of financial advisers can provide a range of advice regarding aged care. We specialise in assisting families to smoothly and safely transition a loved one from their home or hospital into aged care. We have been working with clients throughout Sunshine Coast, Caloundra, and Brisbane, providing them with professional advice and friendly service, enabling our clients to make better informed decisions.

Our Maroochydore financial advisers will take the time to listen to your requirements and assess your specific aged care needs to determine how we can best help you through this often stressful time. We can assess how to minimise aged care fees, maximise social security benefits, and alleviate any potential financial burden associated with aged care. We provide a complimentary initial consultation, so don’t hesitate in contacting one of our friendly team members today.

Happy Grandma Embracing Little Granddaughter — Financial Advisors in Maroochydore, QLD
Calculator — Financial Advisors in Maroochydore, QLD

Maximise Entitlements, Minimise Fees

Over the years, we have seen that residents can be typically better off, saving thousands of dollars each year, by making sound financial decisions prior to relocating to aged care. At RI Advice Maroochydore, our team of financial advisers and friendly support staff can help guide you through this stage of life, designing simple strategies to maximise Centrelink payments and reduce age care costs. For further information on social security options, click here.

It is important to be aware of your options when considering aged care. Some paths clients can opt for include staying in the family home with assistance from a Home Care package; transitioning to an aged care facility with onsite assistance; or perhaps relocating to a retirement village, while maintaining independence in a safe environment. We can help in finding the option that best fits you and your requirements.

Considering Your Options

Things you will need to consider include how to pay for aged care, including entry costs and ongoing fees; if any benefits or entitlements you receive will affect the amount you will be paying; and whether or not you need to sell the family home.

There is an income and asset test you will need to undertake to determine whether or not you can afford aged care. At RI Advice Maroochydore, our qualified team can assist you through this process, ensuring you fully understand all the costs involved, as well as your payment options, and being able to adapt to any possible changes in legislation.

Coins On A Desk — Financial Advisors in Maroochydore, QLD
Family Kicking Ball — Financial Advisors in Maroochydore, QLD

Complimentary Consultations

Don’t head into choosing an aged care facility blindly. Whether it’s deciding on an arrangement for yourself or your family member, we can walk you through the process step by step. For a complimentary initial consultation, speak with us today. Our qualified Maroochydore financial advisers can also assist you with:

Frequently Asked Questions

Currently, the maximum basic daily fee for new residents entering aged care (including respite) is $47.86. This rate increases on March 20th and September 20th of every year to coincide with changes to the Age Pension.

Residential aged care is funded by both the Australian Government and contributions from residents. Residents also pay fees which contribute to the cost of their care and accommodation.